From Debt to Dough

 Creating and sticking to a budget, managing expenses effectively.

1. National Endowment for Financial Education (NEFE): Budget Basics: A comprehensive guide to creating a budget, managing expenses, and tracking your spending (Nationally focused).
2. California Budget Calculator: This California-specific calculator helps estimate your living expenses and create a personalized budget.
3. Khan Academy: Personal Finance Course: Free online video lessons and practice exercises on budgeting, saving, and investing (Nationally focused).
4. You Need a Budget (YNAB): Budgeting App: A popular budgeting app that uses a unique method to manage your money and avoid debt.
5. Mint: Budgeting App: A free budgeting app that helps you categorize spending, track bills, and set financial goals.

 Different methods for tackling debt, prioritizing payments, and creating a plan.

1. National Foundation for Credit Counseling (NFCC): Debt Relief Options: Provides information on various debt relief options and connects you with a certified counselor (Nationally focused).
2. California Debt Collection Laws: Explains California's debt collection laws and your rights as a debtor.
3. Debt Snowball vs. Avalanche Method: Explains two popular debt payoff strategies: the debt snowball and avalanche methods.
4. Unbury.me: Debt Payoff Calculator: A free calculator that compares the effectiveness of different debt payoff strategies.
5. Consumer Financial Protection Bureau (CFPB): Managing Debt: Provides information and resources on managing debt, including student loans and credit card debt (Nationally focused)

 Understanding credit scores, building good credit, and managing credit responsibly.

1. Annual Credit Report: Get your free credit report from all three major bureaus (Nationally focused).
2. California Credit Reporting Laws: Explains your rights under California's credit reporting laws.
3. Experian: Building & Protecting Your Credit Score: Provides educational resources on building and protecting your credit score (Nationally focused).
4. Credit Karma: Free Credit Score & Monitoring: Offers free credit score monitoring and tools to track your credit health (Nationally focused).
5. Federal Trade Commission (FTC): Understanding Credit Scores: Explains what credit scores are, how they are used, and how to improve yours (Nationally focused).

 Setting financial goals, saving strategies, and investment options for different goals.

1. California Treasurer's Office: Saving for College: Resources on saving for college in California, including information on the state's 529 college savings plan.
2. NerdWallet: How to Save Money: Articles and tips on saving money for different goals.
3. Investor.gov: Basics of Investing: Provides educational resources on different types of investments and how to get started (Nationally focused).
4. The Motley Fool: Stock Market Basics: Provides educational resources and tools for beginner investors (Nationally focused).
5. Charles Schwab: Investing Basics: Offers educational resources on various investment topics from a major brokerage firm (Nationally focused).

 Planning for a secure retirement, exploring different retirement accounts, and investment strategies.

1. Social Security Administration: Retirement Estimator: Estimate your future Social Security benefits.
2. California Public Employees' Retirement System (CalPERS): Retirement Plans: Information on retirement plans for California public employees (if applicable).
3. Internal Revenue Service (IRS): Retirement Plans: Explains different types of retirement plans and their tax implications (Nationally focused).